Annuities For Dummies
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Annuities For Dummies

Annuities For Dummies

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About the Book

Looking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.

Table of Contents:
Introduction 1 Part 1: Making Sense of Annuities 5 Chapter 1: The ABCs of Annuities 7 Chapter 2: Taming the Big Retirement Risks 21 Chapter 3: Diving into Annuity Documents 33 Chapter 4: Weighing Annuity Pros and Cons 47 Chapter 5: Deciding Whether an Annuity Is Right for You 59 Part 2: Identifying the Major Annuities 73 Chapter 6: Earning Interest with Fixed Annuities 75 Chapter 7: Creating Retirement Paychecks with Income Annuities 91 Chapter 8: Gambling on Fixed Indexed Annuities 111 Chapter 9: Aiming Higher with Registered Index-Linked Annuities 129 Chapter 10: Tapping Variable Annuities for Tax Breaks and Income 143 Chapter 11: Aging Gracefully with Deferred Income Annuities and Qualified Longevity Annuity Contracts 161 Chapter 12: Tapping the Liquidity in Your Home 175 Part 3: Shopping in the Annuity Marketplace 189 Chapter 13: Issuing Annuities: It’s What Life Insurers Do 191 Chapter 14: Meeting the Annuity Salespeople 205 Chapter 15: Site-Seeing in the Annuity Web World 219 Chapter 16: Adding Annuities to 401(k)s 229 Part 4: Getting the Most out of Your Annuity 243 Chapter 17: Building Safe Retirement Income 245 Chapter 18: The Taxing Side of Annuities 259 Chapter 19: Recognizing Annuity Exit Ramps 269 Chapter 20: Structuring Your Annuity Correctly 277 Chapter 21: Avoiding Annuity Pitfalls 285 Part 5: The Part of Tens 295 Chapter 22: Ten Great Books about Annuities 297 Chapter 23: Ten Questions to Ask Before You Sign a Contract 303 Chapter 24: Ten Annuity Checkpoints on the Information Highway 311 Part 6: Appendixes 317 Appendix A: Glossary 319 Appendix B: State Guaranty Associations 329 Index 333


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Product Details
  • ISBN-13: 9781394168583
  • Publisher: John Wiley & Sons Inc
  • Binding: Paperback
  • Language: English
  • Returnable: N
  • Spine Width: 18 mm
  • Width: 185 mm
  • ISBN-10: 1394168586
  • Publisher Date: 19 Jun 2023
  • Height: 234 mm
  • No of Pages: 368
  • Returnable: N
  • Weight: 736 gr


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