Are You Behind the Eight Ball? by MR Jack D Letzer Jr
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Are You Behind the Eight Ball?

Are You Behind the Eight Ball?


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About the Book

Are you prepared for all of the financial decisions you will face in your lifetime? Have you thought of how you will pay for all your expenses such as rent, mortgage, car payments, etc...? Are you aware of how much you will need to save to retire? Are You BEHIND the Eight Ball: Six Cornerstones of Financial Freedom discusses many key financial issues you will face in your lifetime and provides guidelines as to how to prepare for them. "BEHIND" is an acronym I have created to outline these six principles: 1) Budgeting - Proper understanding of your household income and expenses will assist you in preparing for the many financial obligations you will face and help you prioritize your long term goals. 2) Elimination of debt - Preparing a plan to get out of debt or preventing from falling into it is the key to affording many of the goals you wish to accomplish. 3) Home ownership - Buying property as early as you are financially able to will provide you with probably the greatest asset you will ever own. 4) Investing - A solid portfolio of investments will allow you to diversify your financial risk and contribute significantly to your overall net worth. 5) Nursing and Long Term Care Insurance - Just when you think you are ready for retirement, you may be faced with your largest unplanned financial obligation. 6) Death preparation - Understanding the financial and legal implications of estate planning will go a long way to preserving much of the wealth you have created. Finally, I discuss many tax obligations you will face and insurance options available for your household's protection during your lifetime. Instilling the discipline to follow these key principles will help you avoid many financial pitfalls that can mitigate your net worth.
About the Author: Jack Letzer is the author of Are You BEHIND The Eight Ball: Six Cornerstones to Personal Financial Freedom. He received his M.B.A from Loyola University Maryland in 1994 and aside from his role as a Senior Financial Manager for the Johns Hopkins University Applied Physics Laboratory, he is also an Affiliate Finance Professor at Loyola University of Maryland teaching Personal Financial Management and Fundamentals of Finance. He also conducts financial seminars for makingCHANGE, a financial wellness firm. Jack enjoys counseling young students, serving as Chairman of the Howard County Public School System's Financial Advisory Board in Maryland.


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Product Details
  • ISBN-13: 9781463602154
  • Publisher: Createspace Independent Publishing Platform
  • Publisher Imprint: Createspace Independent Publishing Platform
  • Height: 203 mm
  • No of Pages: 256
  • Series Title: English
  • Sub Title: Six Cornerstones of Personal Financial Freedom
  • Width: 133 mm
  • ISBN-10: 1463602154
  • Publisher Date: 19 Sep 2011
  • Binding: Paperback
  • Language: English
  • Returnable: N
  • Spine Width: 14 mm
  • Weight: 317 gr


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