Armutsbekämpfung in Bangladesch by Aike Stange - Bookswagon
Armutsbekämpfung in Bangladesch

Armutsbekämpfung in Bangladesch


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About the Book

Seit ihrer Einführung in den 70ern hat die Mikrokredit- bzw. Mikrofinanzbranche eine erstaunliche Entwicklung erfahren. Bis heute haben sich Mikrokredite als Phänomen zur Entwicklungshilfe durchgesetzt und werden weltweit angeboten. Sie genießen steigende Anerkennung, allerdings sieht sich die Mikrofinanzbranche auch großen Herausforderungen ausgesetzt. Die Ärmsten mit Finanzdienstleistungen zu versorgen ist mit großem Aufwand verbunden, durch den viele MFIs nicht in der Lage sind kostendeckend zu arbeiten. Der Aufwand fällt hauptsächlich durch die intensive Betreuung der Kunden an, sodass die Verwaltung die Erträge aus den Zinsen übersteigt. Eine willkürliche Erhöhung der Zinsen auf ein Niveau, auf dem die Banken in der Lage wären kostendeckend zu arbeiten, würde die Kunden, die ohnehin schon zu den Ärmsten der Armen zählen, großen finanziellen Belastungen aussetzen. Die Folge ist, dass die meisten Institute auf Unterstützung angewiesen sind, z.B. von staatlicher Seite, von Stiftungen oder auf Spenden. In dieser Arbeit sollen zwei MFIs betrachtet werden, die es geschafft haben kostendeckend zu arbeiten und in der Lage sind ihr Geschäftsmodell selbst zu tragen. Zum einen handelt es sich dabei um die Association for Social Advancement, kurz ASA. Die ASA war 2007 laut Forbes das erfolgreichste Mikrofinanzinstitut der Welt. Zum anderen handelt sich um die Grameen Bank. Sie gehört zu den bekanntesten Mikrofinanzinstituten der Welt, besteht seit über 40 Jahren und gehört wie die ASA mit zu den erfolgreichsten Instituten weltweit.
About the Author: Aike Christian Stange, B. Sc., wurde 1987 in Norderney geboren. Sein Studium der Wirtschaftswissenschaften mit Schwerpunkt Unternehmensführung und Controlling an der Universität Ulm schloss der Autor im Jahre 2012 mit dem akademischen Grad des Bachelor of Science erfolgreich ab. Bereits während des Studiums sammelte der Autor umfassende praktische Erfahrungen auf dem Gebiet des Controllings in der Chemiebranche und im Dienstleistungssektor. Die Wahl des Studienschwerpunktes in Verbindung mit seinem Engagement in einer Hochschulgruppe zum Thema Nachhaltigkeit und der Besuch eines themenverwandten Seminares führten den Autor dazu, sich für die Mikrofinanzbranche zu interessieren und den vorliegenden Text zu verfassen.


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Product Details
  • ISBN-13: 9783863414290
  • Publisher: Bachelor + Master Publishing
  • Publisher Imprint: Bachelor + Master Publishing
  • Height: 254 mm
  • No of Pages: 60
  • Series Title: German
  • Sub Title: Wie können Mikrofinanzinstitute erfolgreich sein?
  • Width: 178 mm
  • ISBN-10: 3863414292
  • Publisher Date: 07 Nov 2012
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 3 mm
  • Weight: 172 gr


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