Assimetria de informação entre bancos de microfinanças e mulheres pobres em Oyo
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Assimetria de informação entre bancos de microfinanças e mulheres pobres em Oyo

Assimetria de informação entre bancos de microfinanças e mulheres pobres em Oyo


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About the Book

A redução da pobreza é talvez um dos desafios mais difíceis que atormentam actualmente os países em desenvolvimento do mundo. As mulheres pobres foram visadas porque lhes faltam bens que possam ser utilizados como garantia na obtenção de empréstimos de bancos comerciais. A microfinança foi adoptada pela Nigéria como um instrumento de alívio da pobreza após a aceitação mundial do modelo Grameen Bank. A recolha de dados foi feita através da utilização de questionários estruturados. Foram distribuídos 50 questionários aos Directores-Gerais de 50 Bancos de Microfinanças no Estado de Oyo. 39 bancos (78%) devolveram o seu questionário. 623 mulheres foram seleccionadas aleatoriamente, das quais 529 (85%). Este estudo mostra que existe uma assimetria de informação entre os bancos e os clientes, o que dificulta a concessão de empréstimos por parte dos bancos às mulheres. Além disso, as microfinanças conseguiram fornecer serviços financeiros às mulheres pobres e aumentaram os seus rendimentos, ajudando-as assim a satisfazer as suas necessidades financeiras básicas. As microfinanças também deram poder a estas mulheres, proporcionando-lhes confiança, auto-estima, e os meios financeiros para desempenharem um papel mais importante no seu agregado familiar e na economia em geral, aliviando assim gradualmente a pobreza na Nigéria.


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Product Details
  • ISBN-13: 9786205764732
  • Publisher: KS Omniscriptum Publishing
  • Binding: Paperback
  • Language: Portuguese
  • Returnable: N
  • Weight: 141 gr
  • ISBN-10: 6205764733
  • Publisher Date: 03 Mar 2023
  • Height: 229 mm
  • No of Pages: 52
  • Spine Width: 3 mm
  • Width: 152 mm


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Assimetria de informação entre bancos de microfinanças e mulheres pobres em Oyo
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Assimetria de informação entre bancos de microfinanças e mulheres pobres em Oyo
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