Auswirkungen des Cash Recycling in Kreditinstituten
Auswirkungen des Cash Recycling in Kreditinstituten

Auswirkungen des Cash Recycling in Kreditinstituten


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About the Book

Studienarbeit aus dem Jahr 2003 im Fachbereich BWL - Bank, Börse, Versicherung, Note: wird nachgereicht, Duale Hochschule Baden-Württemberg Mannheim, früher: Berufsakademie Mannheim (-), Sprache: Deutsch, Abstract: Viele Kreditinstitute, insbesondere die Großbanken aber auch zahlreiche kleinere und mittlere Institute, befinden sich in einer schwierigen Lage. Auf der einen Seite kämpfen die Banken mit steigenden Betriebs- und Personalkosten, auf der anderen Seite brechen die Erträge auf Grund der sinkenden Zinsspanne und niedriger Provisionserlöse weg. Die Kosten werden bereits seit einigen Jahren teilweise erfolgreich gesenkt. Mittelfristig soll die Eigenkapitalrendite wieder auf 15 Prozent steigen. Bei der Cost-Income-Ratio ist die Zielmarke auf 60 Prozent fixiert. Im Bereich des Cash-Management (Optimierung des internen Geldkreislaufs) und der Bankorganisation sind schon viele Kostensenkungspotenziale ausgeschöpft worden. Neue Möglichkeiten der Kostenreduktion soll Cash Recycling liefern. Durch eine Gesetzesänderung ist nun auch in Deutschland ein neues Zeitalter der automatisierten Bargeldbearbeitung angebrochen. Doch Cash Recycling tangiert die Bank in zahlreichen Bereichen. Dieses Buch zeigt die vielfältigen Auswirkungen des Einsatzes von Cash Recycling in Kreditinstituten. Sie erläutert die Begrifflichkeit des Cash Recycling, die historische Entwicklung und gesetzliche Vorschriften. Ergänzend wird die Funktionalität eines Cash-Recycling-Automaten vorgestellt. Anschließend werden die Auswirkungen auf die Kostenstruktur eines Kreditinstitutes betrachtet. Der Schwerpunkt liegt auf der Darstellung der Kostensenkungspotenziale, die Darstellung der Mehraufwendungen soll das Gesamtbild abrunden. Die Auswirkungen auf die eigenen Mitarbeiter werden daneben erklärt. Hier sollen aus dem Blickpunkt der Mitarbeiter die Folgen des Einsatzes von Cash Recycling auf Arbeitsprozesse und Arbeitsbedingungen verdeutlicht werden. Das Cash Recycling verändert aber auch die gesamte K


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Product Details
  • ISBN-13: 9783638700191
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 7 mm
  • Width: 210 mm
  • ISBN-10: 3638700194
  • Publisher Date: 06 Aug 2007
  • Height: 297 mm
  • No of Pages: 132
  • Series Title: German
  • Weight: 385 gr


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Auswirkungen des Cash Recycling in Kreditinstituten
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