"The best narratives are also the simplest. Steven delivers lessons in personal financial management, entrepreneurship and some serious life lessons, through a simple yet amazingly engaging narrative."
Ayaz Ahmed Shafi, Behavioral Analyst & Educator - India
Why is it that some people get rich, others get into debt, and the rest just get by?
Thirty years of first-hand experience in the banking industry has led me to understand that the answer that mostly holds true is...
We are a product of the decisions we make!
The Butterfly Effect of Money illustrates how our seemingly insignificant choices inevitably have very significant outcomes. Some choices look great and yet, months or years down the line, they turn out to be the worst possible decisions.
Meet four fictional characters, Olivia, Jason, Jennifer, and Emmanuel. Just like you, they must make choices about how they manage their money. Join them as they choose whether to spend, borrow or save and then experience the consequences of their decisions. Get a taste of what it's like to live in regret over missed opportunities-and experience the joy when great choices lead to success.
Each story is filled with practical insights to help you develop your money skills.
"Brilliant piece and had me hooked from start. A good read for young adults and those just starting to earn money."
Carol Oyedeji, Deputy Managing Director - Ecobank Nigeria
"The Butterfly Effect of Money gives a strong reflection on how our choices in life can impact our own financial resilience and mental health. Love the way this has been brought to life through the characters' lived experience. A great read, with lots of little pragmatic guidance on handling financial decisions in the short term, with a strong lens on long-term impact."
Oli O'Donoghue MBE, Managing Director Branch Network - HSBC UK
"The Butterfly Effect of Money is a compelling book that follows the lives of four characters and provides ten essential principles for building wealth, including wise decision-making about debt, having a budget, and preparing for the future."
Kobus Kleyn CFP(R), Global Financial Services Thought Leader - South Africa
