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Cooperative Banking in New Millennuim

Cooperative Banking in New Millennuim


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About the Book

This history of Cooperative banking in India dates back to 1910. The cooperative banks have come into existence in the backdroup at widespread indebtedness of the farming community and with an objective of reliving agriculturists from the clutches of moneylenders. The basic function of cooperative banks is to provide credit to agriculture. The performance of APCOB in the areas of financing and loan operations is very much discouraging. It is suggested in this work that there is a need for a thorough examination of cooperative banks in general and AP State Cooperative Bank in particular. The book provides a comprhensive coverage of aspects relating to the A.P. State Cooperative Bank such as financing issues, loan operations and recovery performance. The findings of the study offers some concrete suggestions to improve the existing functioning of the bank. These suggestions including effective supervision over use of credit during the post disbursement period, recovery through linking of credit with marketing, strengthening financial base through mobilisation of deposits by organising special campaigns and so on. Certainly the book is of immense value to the students, researchers and policy makers in the area of cooperative banking. About Author : Dr. H Srinivas Rao obtained his masters Degree in Commerce in first division from Andhra University in 1991. He was awarded the Ph.D. in Commerce by Osmania University, Hyderabad in 2002. currently, he is working as a lecturer in Commerce in Badruka college of commerce, Hyderabad. Dr. Rao also worked as NSS programme officer and student welfare officer in the college. He has been teaching Banking Management Accounting and Quantitative Techniques at the under graduate level. He has participated in various national seminars and workship. Contents : ForewordAcknowledgementsIntroductionCooperative Banking in India: An overviewProfile of APCOBFinances of APCOBLoan Operations of APCOBRecovery PerformanceConclusions and SuggestionsAnnexuresBibliographyIndex


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Product Details
  • ISBN-13: 9788126118052
  • ISBN-10: 8126118059


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