Das Risikomanagement in Kleinen Und Mittleren Unternehmen
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Das Risikomanagement in Kleinen Und Mittleren Unternehmen

Das Risikomanagement in Kleinen Und Mittleren Unternehmen


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About the Book

Sowohl gesetzliche Regelungen als auch sich verandernde wirtschaftliche und gesellschaftliche Rahmenbedingungen fordern von den Unternehmen ein effektives Risikomanagement. Dennoch mangelt es vor allem in kleinen und mittleren Unternehmen an dessen Umsetzung. Das Risikobewusstsein sowie das Risikomanagement sind oftmals unzureichend. Kleine und mittlere Unternehmen zeichnen sich durch eine Vielzahl besonderer Merkmale aus. Daraus erwachsen ihnen zwar enorme Chancen, jedoch in gleichem Umfang Risiken. Ein Nichterkennen der Risikolage bzw. eine unzureichende Berucksichtigung unternehmerischer Risiken konnen eine Unternehmenskrise auslosen und in die Insolvenz fuhren. Ein effektives Risikomanagement ist deshalb essentiell. Kleine und mittlere Unternehmen finanzieren sich primar uber klassische Bankkredite. Die Unternehmen ubertragen dadurch ihre Risiken auf die kreditgebende Bank. In Anbetracht der erhohten Risikopotenziale kleiner und mittlerer Unternehmen sollten die Kreditinstitute ein grosses Interesse daran haben, dass die Unternehmen ihre bestehenden und moglichen Risiken erkennen, bewerten und bewaltigen. Das Risikomanagement der kleinen und mittleren Firmenkunden muss analysiert, beurteilt und in den Bonitatsbeurteilungsprozess integriert werden. Neben den Besonderheiten sowie den daraus resultierenden Risiken kleiner und mittlerer Unternehmen stellt die Arbeit den idealtypischen Risikomanagementprozess dieser Unternehmen dar. Eine eigene empirische Untersuchung zeigt die Mangel in der Bankpraxis bei der Analyse und Einbeziehung des Risikomanagements kleiner und mittlerer Unternehmen in den Bonitatsbeurteilungsprozess. Daraus werden Handlungsempfehlungen abgeleitet.


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Product Details
  • ISBN-13: 9783832552909
  • Publisher: Logos Verlag Berlin
  • Publisher Imprint: Logos Verlag Berlin
  • Height: 239 mm
  • Returnable: N
  • Sub Title: Theoretischer Ansatz Und Empirische Analyse Der Einbeziehung in Den Bonitatsbeurteilungsprozess Der Kreditinstitute
  • Width: 170 mm
  • ISBN-10: 3832552901
  • Publisher Date: 05 May 2021
  • Binding: Paperback
  • Language: German
  • Spine Width: 0 mm
  • Weight: 750 gr


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