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Die Technik Des Bankbetriebes

Die Technik Des Bankbetriebes


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About the Book

1. BegriH und Geschichte des Bankwesens. In der volkswirtschaftlichen Literatur herrscht fiber den Begriff des Bankwesens keine vollige Obereinstimmung. Eine Anzahl von Schrift- stellern betrachtet die Banken in erster Reihe als Kreditvermittler und erblickt ihre Aufgabe darin, das ihnen zuflie13ende Geldkapital zur Kredit- gewahrung zu benutzen, also Kredit zu nehmen und Kredit zu geben. Diese Auffassung trifft gewi13 auf die in Form von Aktiengesellschaften, Kommandit- gesellschaften auf Aktien oder sonst in einer der handelsrechtlichen Formen der juristischen Person betriebenen, mit gro13em Kapital ausgestatteten Unternehmungen der Gegenwart zu 1). Aber es gibt eine gro13e Anzahl anderer Unternehmungen, die nach dem Sprachgebrauch als Banken oder Bank- geschafte bezeichnet werden, bei denen aber dennoch eine kreditvermittelnde Tatigkeit nicht oder nur in geringem Ma13e in Betracht kommt. Dies gilt von den alten Girobanken, die wie noch gezeigt werden wird, ausschlle13lich der Erleichterung des Zahlungsverkehrs dienten. Es gilt in der Gegenwart insbesondere auch von den vielen als Einzelfirma, offene Handelsgesellschaft oder Kommanditgesellschaft betriebenen Bankgeschaften, deren Inhaber (bei der Einzelfirma), Gesellschafter (bei der offenen Handelsgesellschaft), oder personlich haftender Gesellschafter (bei der Kommandit-Gesellschaft), Bankiers genannt werden. Zwar gibt es unter diesen Bankgeschaften eine stattliche Anzahl, denen neben dem eigenen Kapital fremde Mittel in reich- lichem Ma13e zur Verffigung stehen, die sie wieder zur Kredithergabe ver- wenden. Ein erheblicher Teil der Bankgeschafte, namentlich der Betriebe kleinen Umfanges, fibt jedoch eine kreditvermittelnde Tatigkeit in dies em Sinne nicht aus.


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Product Details
  • ISBN-13: 9783642895869
  • Publisher: Springer-Verlag Berlin and Heidelberg GmbH & Co. KG
  • Binding: Paperback
  • Height: 234 mm
  • No of Pages: 812
  • Series Title: German
  • Sub Title: Ein Hand- Und Lehrbuch Des Praktischen Bank- Und Börsenwesens
  • Width: 156 mm
  • ISBN-10: 3642895867
  • Publisher Date: 01 Jan 1931
  • Edition: 0009-Softcover Repri
  • Language: German
  • Returnable: N
  • Spine Width: 41 mm
  • Weight: 1183 gr


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