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D&O-Versicherung. Fluch oder Segen?

D&O-Versicherung. Fluch oder Segen?


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About the Book

Studienarbeit aus dem Jahr 2016 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 2,3, Hochschule für Wirtschaft und Umwelt Nürtingen-Geislingen; Standort Nürtingen, Sprache: Deutsch, Abstract: Im Verlauf dieser Hausarbeit soll deutlich gemacht werden, was D&O-Versicherungen sind, wie sie richtig angewendet werden und inwiefern Unternehmen sowie Manager und Vorstände davon profitieren, um so viele Vorteile wie nur möglich unter einen Hut zu bekommen. Spätestens nach dem VW-Abgasskandal dürfte allen bewusst sein, welchem Risiko sich Vorstände, Manager und Aufsichtsräte unterziehen und dass es unmöglich ist, die Konsequenzen selbst zu tragen. Man kann behaupten, dass Sie täglich nach dem Motto "Wer handelt, der haftet, wer führt, riskiert" leben und ihr Privatvermögen Tag für Tag aufs Spiel setzen. Hier kommt eine sogenannte D&O-Versicherung ins Spiel, welche es ihnen ermöglicht, nur Bruchteile des entstandenen Schadens selbst zu tragen, um nicht in die bodenlose Privatinsolvenz abzustürzen. Nun stellt sich die Frage, ob eine solche Versicherung im Sinne der Unternehmen ist oder nicht. Wie kann man sich als Anteilseigner sicher sein, dass die Führungsriege nicht unbedacht handelt und eventuell sogar mit der Existenz des Unternehmens spielt, da im Notfall ja die D&O-Versicherung greift? Somit ist eine D&O-Versicherung Fluch und Segen zugleich, denn sie schützt den Vorstand gleichermaßen, als dass sie dem Unternehmen schadet. Doch auch Unternehmen ziehen Vorteile aus D&O-Versicherungen, da diese eine Existenzsicherung darstellt. Wie lässt sich nun aber die D&O-Versicherung richtig einsetzen, um Unternehmen und Manager gleichermaßen zu schützen, ohne dass sich Nachteile für eine der beiden Seiten auftun? Fest steht, dass bei den heutigen Haftungssummen eine D&O-Versicherung unumgänglich ist, wie man am Beispiel Winterkorn gut feststellen kann. Es ist unmöglich, Summen mehrerer Milliarden persönlich zu tragen und zu begleichen. Aber nicht nur die Manager großer Konz


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Product Details
  • ISBN-13: 9783668499065
  • Publisher: Grin Verlag
  • Publisher Imprint: Grin Verlag
  • Height: 210 mm
  • No of Pages: 24
  • Spine Width: 2 mm
  • Width: 148 mm
  • ISBN-10: 3668499063
  • Publisher Date: 08 Aug 2017
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Weight: 95 gr


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