Effets de la banque mobile sur les résultats de la politique monétaire au Kenya
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Effets de la banque mobile sur les résultats de la politique monétaire au Kenya

Effets de la banque mobile sur les résultats de la politique monétaire au Kenya


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About the Book

La banque mobile au Kenya s'est développée à un rythme croissant depuis sa création en 2007. Selon l'Autorité des communications du Kenya, 93 % des Kényans possédaient un téléphone portable et 73 % étaient des utilisateurs de services bancaires mobiles en 2014. La banque mobile a connu une croissance exponentielle, passant de 1,96 milliard de dollars US de transactions enregistrées en 2008 à 17,7 milliards de dollars US en 2013. L'utilisation de produits mobiles intégrés aux banques est encore nouvelle pour les Kenyans, mais l'utilisation de l'épargne mobile de base est largement répandue, puisque 23 % des Kenyans utilisent l'argent mobile au moins une fois par jour. La banque mobile favorise le développement financier, régule les soldes en espèces détenus par les individus dans l'économie et augmente l'épargne de la population kenyane initialement non bancarisée. L'utilisation de la politique monétaire en tant qu'outil de stabilisation macroéconomique dépend largement du comportement de la demande de monnaie ou d'encaisses réelles entre les mains des agents économiques. Les études empiriques suggèrent que la croissance des services bancaires mobiles augmente la liquidité, ce qui affecte négativement les résultats de la politique monétaire dans l'économie. D'autres publications affirment que les innovations telles que les services bancaires mobiles réduisent la nécessité de détenir de la monnaie, diminuant ainsi la liquidité, ce qui favorise l'efficacité de la politique monét


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Product Details
  • ISBN-13: 9786205779668
  • Publisher: KS Omniscriptum Publishing
  • Publisher Imprint: Editions Notre Savoir
  • Height: 229 mm
  • No of Pages: 96
  • Spine Width: 6 mm
  • Width: 152 mm
  • ISBN-10: 6205779668
  • Publisher Date: 09 Mar 2023
  • Binding: Paperback
  • Language: French
  • Returnable: N
  • Weight: 199 gr


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