NO BRAINIACS NEEDED! YOU CAN WORK WITH YOUR BUDGET TO BUY MORE FOR LESS! DO YOURSELF A FAVOR AND READ THIS BOOK! One of the things that we lack in the teaching of our young people in today's society is how to get the most from your money and how to be financially fit. Most of our schools do not broach the subject and parents usually try to avoid getting into their financial affairs with their children. We hear every day on television or in the magazines how valuable fitness is to our overall health and well-being. Every single person out there also needs to pay attention to their financial well-being, as well. I have always told my children, ?If you can save money on the things that you NEED to purchase, such as your household bills and expenses, than that leaves more money for what you WANT to buy, or to put some in the bank for a rainy day.? You never know what is coming in your future. CLICK THE "CLICK TO LOOK INSIDE" BUTTON BY THE BOOK COVER TO SEE JUST SOME OF THE MANY TOPICS COVERED IN THIS BOOK. SEE THE, TABLE OF CONTENTS. I THINK YOU WILL FIND MANY THINGS OF INTEREST. This book is loaded with straight talk on how to reduce your bills and overall debt. It's not fun reading, but its important reading, brought out in Laymans terms in the best way possible. EVERYONE who reads this book will learn something. You can potentially save thousands and tens of thousands of dollars. I am putting the low selling price to make my many years of experience available to anyone that wants to learn how to make the changes in your life to get the most from your money. This is not a get rich quick scheme. You can work with YOUR budget, to buy more for less and make more memory's in your life. When making any large decision it is always best to research before you sign the papers and get everything in writing. Make your own mind up what is best for you. This book may give you some basic understanding of the steps involved as we get into the nuts and bolts of things that affect your financial world. I have also included many excellent resources to start you along the path to a better future. Your future! WHY LISTEN TO ME? The author in his extensive sales and management career (35 years and counting), at various times, has been a: Loan Officer, Automobile Sales and Finance person, Florida Life and Health Insurance Agent, Notary, Florida Real Estate Agent, My point in telling you this is not to blow my own horn, but to tell you that I have been heavily involved, behind the scenes, in various forms of negotiations, finance and contractual obligations throughout my career and my personal life. In this book, I try to bring some information out to the reader and possible scenarios to consider. It's not necessarily fun reading, but it is extremely important reading. You will learn a great deal. The internet is an incredible force in today's society. Many times I have wished back twenty or thirty years ago that I had the vast amount of resource material and information out there, but always be wary. Make sure you use reputable sites. There is a lot of biased and misinformation spread around on the internet also. Don't be misled. GOOD LUCK, GOOD SAVING AND GOD BLESS ! George R. Burke