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Fintech Africa

Fintech Africa


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About the Book

No se puede renunciar al desarrollo tecnológico pues ello conlleva a perpetuar el subdesarrollo y la invasión industrial y tecnológica.

Los mercados en desarrollo son la meca de los no bancarizados, pero en las naciones desarrolladas, los sistemas financieros han pasado de los cajeros bancarios a los cajeros automáticos, de los cajeros automáticos a la banca en línea a los ordenadores de sobremesa, y luego de la banca en línea y la banca móvil a las criptomonedas. La cantidad de tiempo, esfuerzo, capital y capacidad intelectual que se necesitó para pasar de uno de esos estándares al otro ha sido notable. También ha sido necesario que toda la población consumidora aprendiera estas nuevas ideas, mejorara su eficiencia y, finalmente, las adoptara, lo que obviamente lleva su tiempo.

Se puede afirmar por ello, que a paises como la República Popular China o bien cualquiera de las nuevas economías emergentes, les ha llevado menos de medio siglo alcanzar los nieveles de desarrollo industrial y tecnológico que a Europa y Occidente en su conjunto les ha llevado algo más de dos siglos.
Según el informe Global Findex, en 2015 había alrededor de 2.000 millones de adultos no bancarizados en todo el mundo (después de Covid-19 y la crisis financiera mundial, esta cifra podría haber aumentado sustancialmente hasta acercarse a los 3.000 millones de adultos no bancarizados), la mayoría de ellos ciudadanos de economías en desarrollo.


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Product Details
  • ISBN-13: 9798864822395
  • Publisher: Amazon Digital Services LLC - Kdp
  • Binding: Paperback
  • Language: Spanish
  • Returnable: N
  • Sub Title: El Futuro de la Economía de Mercado
  • Width: 152 mm
  • ISBN-10: 8864822399
  • Publisher Date: 19 Oct 2023
  • Height: 229 mm
  • No of Pages: 48
  • Spine Width: 3 mm
  • Weight: 154 gr


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