Kreditwürdigkeitsprüfung by Sebastian Thamm at Bookstore UAE
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Kreditwürdigkeitsprüfung

Kreditwürdigkeitsprüfung


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About the Book

Studienarbeit aus dem Jahr 2007 im Fachbereich BWL - Rechnungswesen, Bilanzierung, Steuern, Note: 1,3, Hochschule für Technik, Wirtschaft und Kultur Leipzig, Veranstaltung: Prüfungswesen / Steuern, Sprache: Deutsch, Abstract: Ein Kredit stellt aus der Sicht des Kreditgebers eine Investition dar. Dieser erhofft sich, mit der Kreditgewährung einen Gewinn zu erzielen. Daher wird er den Kredit nur dann vergeben, wenn die Wahrscheinlichkeit hoch ist, dass dieser nebst Zinsen pünktlich zurückgezahlt wird. Deshalb ist es notwendig, vor der Kreditvergabe eine Kreditwürdigkeitsprüfung durchzuführen. Diese ist nach wie vor sehr wichtig, das zeigt die aktuelle Finanz- bzw. Subprime-Krise. Auch gab es im 1. Halbjahr 2007 14.100 Unternehmensinsolvenzen und 51.600 Verbraucherinsolvenzen. Zusätzlich gilt seit dem 1. Januar 2007 für Kreditinstitute Basel II, welcher eine bonitätsabhängige Eigenkapital-Hinterlegung fordert. In dieser Arbeit wird zunächst der Begriff der Kreditwürdigkeitsprüfung erklärt. Es soll gezeigt werden, welche Arten es gibt und wie die Prüfung abläuft. Der Schwerpunkt liegt auf der Darstellung der Kreditwürdigkeitsprüfung von Unternehmen. Es werden die Bilanzanalyse als traditionelles Verfahren und wichtige moderne Verfahren gezeigt und beurteilt. Den Abschluss bildet die Vorstellung des Ratings, welches diese Verfahren verknüpft.


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Product Details
  • ISBN-13: 9783640317394
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 4 mm
  • Width: 148 mm
  • ISBN-10: 3640317394
  • Publisher Date: 01 May 2009
  • Height: 210 mm
  • No of Pages: 72
  • Series Title: German
  • Weight: 154 gr


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