Micro-Finance Book by Clifford Machogu - Bookswagon
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Micro-Finance

Micro-Finance


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About the Book

This study sought to determine the intended and the actual usage of micro-credits by the micro-enterprises in Ukerewe district and to determine the extent of growth of micro-enterprises in Ukerewe district after accessing micro-credit. A cross sectional survey design that utilized both qualitative and quantitative research methods for data collection and analysis was used.Ukerewe District as the study area was used. A sample size of 50 respondents made of MWDA micro-entrepreneur borrowers was used.The results from this study revealed that 32%, 28%, 18%, 16% and, 6% of the respondents were involved in food vending, shop-keeping, tailoring, hair salon and charcoal businesses respectively. Results on actual and intended usage of loans showed that 85% of the respondents set aside part of the loan for emergencies. Respondents who acquired assets before investing in businesses were 78%.Growth was also evident in the increase in business incomes where 56% of respondents reported an increase in income between 31-40% and 20% of respondents had an increase in income ranging between 41-100%.


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Product Details
  • ISBN-13: 9783843360227
  • Publisher: Lap Lambert Academic Publishing
  • Binding: Paperback
  • Language: English
  • Returnable: N
  • Spine Width: 6 mm
  • Width: 152 mm
  • ISBN-10: 3843360227
  • Publisher Date: 06 Oct 2010
  • Height: 229 mm
  • No of Pages: 104
  • Series Title: English
  • Weight: 213 gr


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