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Microfinanciamento e reembolso de empréstimos

Microfinanciamento e reembolso de empréstimos


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About the Book

Por microfinanciamento entende-se a prestação de serviços financeiros a clientes com baixos rendimentos, incluindo consumidores e trabalhadores independentes, que tradicionalmente não têm acesso a serviços bancários e afins. O início do movimento microfinanceiro está mais associado ao economista Muhammad Yunus, que no início da década de 1970 era professor no Bangladesh. No meio de um período de fome em todo o país, começou a fazer pequenos empréstimos a famílias pobres de aldeias vizinhas, num esforço para quebrar o seu ciclo de pobreza. Iniciou o microcrédito com um empréstimo de 27 dólares. Na Índia, o conceito de microfinanças existe desde 1904, altura em que foi aprovada a Lei das Sociedades Cooperativas para garantir empréstimos de crédito à produção aos agricultores através de sociedades de crédito primárias. Nesta investigação, o investigador utilizou a análise de regressão para estudar os efeitos da idade, do género, do número de dependentes e do nível de instrução devido a contratos de empréstimo múltiplos. Além disso, foi analisada a relação entre as variáveis consideradas nesta investigação, como o rendimento dos inquiridos e o montante dos empréstimos.


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Product Details
  • ISBN-13: 9786205928202
  • Publisher: KS Omniscriptum Publishing
  • Binding: Paperback
  • Language: Portuguese
  • Returnable: N
  • Weight: 254 gr
  • ISBN-10: 6205928205
  • Publisher Date: 25 Apr 2023
  • Height: 229 mm
  • No of Pages: 132
  • Spine Width: 8 mm
  • Width: 152 mm


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