It is the true story of a common man's journey to becoming a millionaire after his arrival in the United States-the story of a man who started from ground up to gain financial freedom in a new land. This book is short and practical volume about living well and saving smartly.

Shiv Verma illustrates how to create a successful financial model based on simple and educated decisions. This book walks the reader through a model based loosely on the lessons Shiv's father taught him before he passed away. Shiv explains how he modified and replicated his father's model into something he now calls the "smart savings model" and shows how it can be recreated in a variety of environments. By maintaining the strong and adaptable system of "smart savings" and finding your own personal "commit force," you can be on the path to achieving financial freedom sooner than you expected.

Millionomics is an easy to read book that can be finished in a single sitting. Readers of all ages, regardless of where they stand financially or what their goals are, will leave with a new perspective on how to save more money without sacrificing a high quality of life. Shiv teaches readers how to set practical goals and prepare for the unexpected events that throw life off course at times. He takes you on a year-by-year journey and uses his own life and spending as a concrete example of how he became a millionaire by simply saving. This book proves that with planning and conscious spending, wealth is not an unattainable goal!

With this book you can identify your "commit force" and start your journey today. There are no tricks or gimmicks, no magic, no shortcuts here-just an easy to follow concept and some inspiration. You will learn how to save wiser, spend more consciously, and invest smartly. Are you ready for a change?

About the Author: Shiv Verma was born in 1974 in Ahmedabad, India. Shortly after receiving his bachelor's degree in Physics and pursuing his post graduation, he immigrated to the United States in January 1999 with a job offer. Fourteen years after his arrival, Shiv became a self-made millionaire. He currently lives and works in Northern Virginia and makes frequent trips back to India to visit his family. Shiv is now a proud citizen of the United States.

READ WHAT Readers of this book are saying:

"His advice is very solid, and breaks financial concepts down into blocks of information that are very easy to understand. "

"From the start of the book with the author as a child to his youth and adult life we learn about the financial struggles he had to overcome. "

"What an inspiring book! A true American Dream story. Not only is it uplifting, but the financial advice is solid and can really work for anybody."

"A must-read for getting to your goal of financial freedom! "

"The book is laid out in a highly unique, year-by-year account of the author's financial picture. This includes LOTS of helpful information, including charts of his expenses, and graphs of total savings over time, etc. These were great, if you are a visual learner (like me). Seeing the numbers rise year-after-year as the author implemented his strategies was really eye-opening."