Search "long-term care insurance" online, and only minutes later you find yourself buried in promises and guarantees: "Buy long-term care insurance with no out-of-pocket expense!" "Long-term care insurance is a good investment!" "The premium will never be less than it is today!" And the list goes on...
How can you tell what is truth and what is myth? Do you or your loved one even need to purchase long-term care insurance? The answers to all of your questions lie within the pages of Nursing Home Fears: A Buyer's Guide for Long-Term Care Insurance. Let Ken R. Butler, CPCU, ARM, dispel the myths, walk you through the decision-making process regarding whether or not it's in your interest to buy, and help you navigate the complicated policies that are available.
An independent and objective risk manager who does not sell insurance, Butler is a leader in the development of best-practice standards for long-term care insurance. Let him direct you to the most important coverage for you, avoiding add-ons that are not worth the money.
Gain more than peace of mind-build confidence in your decision regarding you or your loved one's long-term insurance needs.
About the Author: Upon graduating from the University of Akron, Ken R. Butler, CPCU, ARM, began his career in the insurance industry selling all types of insurance. When up for evaluation, his employer assessed him as being, "too consumer oriented" and not having the killer instincts to make a sale when it was against the client's best interest. Butler took this criticism and made it his mission to be forever known as a passionate independent advocate for the insurance consumer.
Today, he serves as an independent risk manager for the family enterprise, working with client's to purchase the right coverage, with the right agent, for the right price. Butler is a leader in the development of best-practice standards for long-term care insurance programs.
Neither he nor his company sells insurance products.
