Online-Zahlungsverfahren - Status Quo und Entwicklungspotentiale
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Online-Zahlungsverfahren - Status Quo und Entwicklungspotentiale

Online-Zahlungsverfahren - Status Quo und Entwicklungspotentiale


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About the Book

Inhaltsangabe: Einleitung: Die Zeiten, in denen das Internet für die meisten Deutschen unbekanntes Land darstellte, sind vorbei. Waren es früher nur Spezialisten, die sich im weltweiten Netz (World Wide Web - kurz: WWW) tummelten, hat heutzutage nahezu jeder zweite Deutsche Zugriff auf dieses Medium und nutzt es regelmäßig (durchschnittlich knapp neun Stunden jeden Monat). Der privaten aber gerade auch der gewerblichen Nutzung werden noch große Wachstumspotentiale zugesprochen. Mit der Verbreitung des Internets, dem Entstehen des elektronischen Handels - angelsächsisch eCommerce genannt - und dessen Einzug in das alltägliche (Geschäfts)Leben, stieg und steigt der Bedarf, komplette Geschäftsvorgänge im Medium Internet abwickeln zu können. Im Jahr 2001 wurden allein in Deutschland im privaten und gewerblichen Bereich 5 Milliarden Euro im Online-Handel umgesetzt. Die klassischen Abrechnungsmethoden (in Deutschland vor allem Nachnahme und Rechnung) stellen einen Medienbruch dar, und beinhalten vermeidbare und daher unnötige Risiken, gerade auf Seiten der Online-Händler. In den Zeiten des Online-Booms witterten Start-up-Unternehmen Morgenluft, planten und realisierten Verfahren zur Online-Abrechnung. Teilweise wurden Verhaltensmuster aus dem Offline eins zu eins ins Online übertragen. Es wurden sogenannte eWallets (eine auf der Festplatte gespeicherte elektronische Geldbörse) entwickelt, die mit virtuellem Geld zu füllen war. Dieses Prinzip setzte sich am Markt jedoch nicht durch, da eine Reihe Voraussetzungen erfüllt sein mussten: Der Nutzer musste ein Konto bei einer bestimmten Bank einrichten, Geld auf dieses Konto transferieren und extra Software auf dem Computer installieren. Die Nutzung der eWallet war außerdem auf diesen einen Rechner beschränkt. In der Zwischenzeit haben sich auch Unternehmen der sogenannten Old Economy z. b. Banken auf dem Markt der Online-Zahlung betätigt, Versuchsballons gestartet und Projekte ins Leben gerufen, die zum Teil über die Versu


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Product Details
  • ISBN-13: 9783838665061
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 7 mm
  • Weight: 218 gr
  • ISBN-10: 3838665066
  • Publisher Date: 10 Mar 2003
  • Height: 210 mm
  • No of Pages: 120
  • Series Title: German
  • Sub Title: Am Beispiel Aposto in Zusammenarbeit mit der VOLKSWAGEN Bank direct
  • Width: 148 mm


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