If you are like most people, you undoubtedly feel that you have paid enough taxes during your career to last several lifetimes, and you certainly don’t relish the idea of paying taxes once you are retired. You may not have to. There are places around the world offering outstanding lifestyles that you can enjoy during your retirement (or even semi-retirement) where you may considerably reduce the taxes you would expect to pay in your home country. In some places you may be able to eliminate income taxes entirely. The opportunities exist; they are even promoted by some jurisdictions. These places may be thought of as retirement havens, which is the subject of this book. Simply put, a retirement haven is a country, jurisdiction, or city that offers special tax incentives for their residents. While such places may be attractive to various individuals, they are especially so for retirees who wish to maintain their assets in the safest and most efficient manner possible. Unquestionably, one of the most effective methods for maintaining assets during the retirement years is to reduce your tax burden. The author does not endorse any retirement haven over another. Included in the book are places around the world that may prove suitable for individuals who are retired, or are about to retire, and who wish to significantly reduce their tax burden in a land that is pleasant, safe, and where they can enjoy a superior style of life. The golden years can truly be golden with proper planning and wise decision-making. You may find that you wish not to move to another part of the world during your retirement, or that you don’t wish to live in any particular place. Perhaps you wish to travel the world perpetually. There is a term for this -- Perpetual Traveler. Indeed there are people who have retired and bought yachts that they use as an “ocean-going mobile home.” They visit ports and magnificent cities throughout the world, remaining for the length of time the country allows (which may be several months), and then sailing to the next destination. By not being a “resident” of a country, you are not liable for taxes. The sophistication of personal computers and internet data links can keep you in touch with the world and informed about your investments. No two retirement havens are alike. Each has unique characteristics that individuals must evaluate according to their own likes, dislikes, and expectations. What this book does is summarize the MANY countries that offer a significant escape from taxes.

Retirement need not be a mundane affair in which you watch your hard-earned savings and investments dwindle away due to a high cost of living and burdensome taxes. With the proper planning it can be a time of new opportunities and enjoyment, as well as a time in which you keep more of your assets by reducing your cost of living and taxes.