This book is to teach young people how to use money wisely to become financially free.

The skills I share with you in this book are what has given me the lifestyle I want, free time and passive income to enable me to enjoy life, free from money worries. These skills are now doing the same for my sons.

By the time you have completed the book you will know more about how to use money than most of the population. I hope you use this knowledge to your advantage, because a life with limited money is a hard and stressful life.

If you asked the people you know the actual steps they would take to become wealthy, I'd bet not many would know where to start. You, on the other hand after reading this book, will know exactly where to start. You will have all the skills you need, a detailed formula for wealth. I'm hoping the fact that you bought this book means that you are serious about changing your financial future. You have taken the first step of your financial journey to improve yours and your family's life forever. Who is the book for?

This book is for you if you:

• Want to know how to become financially free.
• Want to have more time to do as you please.
• Want to understand how to invest money to protect your loved ones.
• Want to pass on good money skills to your children.
• Want to leave a legacy for your children.
• Value freedom.

If you could have chosen the best time in history to read this book, now would probably be it. At the time of writing in 2021 we are in the middle of the Covid-19 pandemic and the most unbelievable government control of human beings in history. The damage this is going to do to small businesses and the economy will change people's lives forever. The national and the global monetary system is going to look very different in the near future. One thing is for sure: our financial futures are very uncertain. This is a great time to know more about money and how to protect yourself and your family.

Part 1. The Wealth Mind-Set

In Part 1 I set the scene with a discussion on why school and college taught us nothing about money and why the system was specifically designed that way.

Part 2. What is Money?

Part 2 is really background knowledge, preparing you for the hard-financial skills later in Parts 4 and 5. Here we discover that what we think of as money is actually currency. I explain the difference between currency and money, and discuss the meaning of 'real money' and why this is so important to you.

Part 3. The Banking System

Here again I am preparing you for Parts 4 and 5. In order to understand money, you have to understand the banking system and how it operates alongside governments.

Part 4. Wealth Knowledge

Here we deep-dive into the specific financial principles you will need to accrue wealth and become an investor. With a discussion on passive income and assets and liabilities. I also give you an example of how you can achieve financial freedom in only 15-20 years on a low income.

Part 5. Investing

Investing is often seen by the masses as something other people do. The perception is that it is complicated and risky. In truth, it's far from complicated and doesn't have to be risky. Anyone can do it.

Bonus Section. Money Essentials for Life

With the main body behind us, we take a look at the various financial transactions you could be involved with at some stage. For example, you will probably need to open a bank account, buy a car, and rent or buy a house. I've given you some insider tips I've learned along the way which will save you money and help you deal with the sales people.