Schulden - Segen Oder Fluch? by Duncker & Humblot
Schulden - Segen Oder Fluch?

Schulden - Segen Oder Fluch?


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About the Book

Schulden sind die treibende Kraft von Investitionen, Wirtschaftswachstum und Wohlstand: Ohne Verschuldung gabe es keine verzinslichen Anlagen fur Sparer. Reale Zinsen werden durch produktive Investitionen in der Realwirtschaft generiert. Die aktuellen Niedrigzinsen deuten auf einen Sparuberhang hin. Die globale Finanzkrise war eine Krise der Uberschuldung fur unproduktive Investitionen in nicht werthaltige Finanzinstrumente. Uberschuldete Banken mussten Schulden abbauen, reorganisiert oder vom Staat gerettet werden. Staaten, die sich dafur verschuldeten, mussten hohere Zinsen zahlen, gerieten in eine Krise und erhielten neue Schulden durch Rettungspakete. Gleichzeitig stellen Schuldenobergrenzen ein Hindernis bei der Uberwindung von Krisen durch kreditfinanzierte Investitionen dar. Ahnlich auf der Ebene der privaten Haushalte: Einerseits brauchen sie Kredite fur die produktive Teilhabe am Wirtschaftsleben wie fur Existenzgrundungen, andererseits sind gerade einkommensschwachere Verbraucher dem Risiko der Uberschuldung ausgesetzt. Zur Vermeidung der Insolvenz mussen sie oft teure Umschuldungskredite annehmen, die ihre Schuldenlast weiter erhohen. Es stellt sich die Frage, welche regulatorischen Maanahmen notwendig sind, um eine unverantwortliche oder wucherische Kreditvergabe zu verhindern. Marktversagen auf Kreditmarkten, sei es durch Wucher, Diskriminierung oder spekulative Ubertreibungen bei der Preisbildung von Anleihen, kann durch staatliche Eingriffe wohlfahrtssteigernd korrigiert werden. Zwei Bande VJH 4-2019 in deutscher und VJH 1-2020 in englischer Sprache geben Antworten auf die Frage Schulden Segen oder Fluch? und zeigen politische Handlungsoptionen auf. Sie enthalten wegweisende Beitrage von Wissenschaftlerinnen und Wissenschaftlern verschiedener Fachrichtungen (Wirtschaft, Politikwissenschaft, Recht, Ethik), dem Bundesministerium fur Wirtschaft und Energie, dem Jubilaumsnetzwerk erlassjahr.de/Jubilee Germany, dem Centre for Responsible Credit (UK) und dem Deutschen Netzwerk Wirtschaftsethik. Der vorliegende erste Band befasst sich mit Staatsschulden in Deutschland, Europa und dem Globalen Suden, politischer Okonomie der Staatsverschuldung, Modern Monetary Theory, verantwortlicher Vergabe von Verbraucherkrediten und Krediten der Privatwirtschaft im Euroraum.


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Product Details
  • ISBN-13: 9783428159376
  • Publisher: Duncker & Humblot
  • Publisher Imprint: Duncker & Humblot
  • Height: 249 mm
  • No of Pages: 146
  • Series Title: Vierteljahrshefte Zur Wirtschaftsforschung
  • Sub Title: Vierteljahrshefte Zur Wirtschaftsforschung. Heft 4, 88. Jahrgang (219)
  • Width: 176 mm
  • ISBN-10: 3428159373
  • Publisher Date: 14 Jan 2020
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 0 mm
  • Weight: 326 gr


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