Since Independence, there has been a very significant increase in the scope and content of social security provision to the organised sector, notably through the ESIS, the EPF and the schemes linked to the latter. While, without doubt, social security legislation and schemes have benefited workers, a number of evaluations-official and non-official-have drawn attention to defects in their design and shortcomings in their functioning. It is in this context, that the author conducted a Survey of Social Security Schemes in 1993 under the Research Project on Strategies and Financing of Human Development sponsored by the UNDP. With his meticulous knowledge of the subject, backed by extensive administrative experience, the author has provided an analytical description of the social security schemes applicable to the workers in the organised sector and followed it up with suggestions for reform. This will be a most useful contribution to efforts to restructure, integrate and reform these schemes, the need for which has been accepted in principle by the Government of India in the approach to the Ninth Five year Plan. This book is timely and valuable to all-the officials, employers' and employees' associations, academics and others interested in the social security schemes in India.

Table of Contents:
• Introduction I. The perspective II. Legal and institutional framework i. Employers liability schemes ii. Schemes for government employees iii. Workmen's compensation act, 1923 iv. Maternity benefit act, 1961 v. Payment of gratuity act, 1972 vi. Industrial disputes act, 1947 vii. Collective agreements viii. Social insurance scheme-employees state insurance act, 1948 ix. Provident fund : the employees provident funds and miscellaneous provisions act, 1952 x. Welfare funds III. Benefit Analysis : 1. Medical benefit 2. Sickness benefit 3. Employment injury benefit 4. Maternity benefit 5. Oldage benefit 6. Invalidity benefit 7. Survivors' benefit 8. Funeral expenses 9. Family benefit 10. Unemployment benefit 11. Wage guarantee fund 12. National renewal fund IV. Integration of schemes V. Administration VI. Financing of social security VII. International comparison VIII. Concluding observations IX. Issues for further study and research