Wplyw czynników makroekonomicznych i bankowych na poziom NPL
Wplyw czynników makroekonomicznych i bankowych na poziom NPL

Wplyw czynników makroekonomicznych i bankowych na poziom NPL


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About the Book

Wedlug badań przeprowadzonych na temat kredytów zagrożonych, różni analitycy starali się skorelowac poziom kredytów zagrożonych bezpośrednio z dwoma kategoriami czynników: (1) czynników makroekonomicznych oraz (2) czynników specyficznych dla sektora bankowego lub bankowego.Konsekwencje dla sektora bankowego wynikające z kredytów zagrożonych mogą byc duże, jeżeli nie zostaną podjęte żadne dzialania zapobiegawcze. Kredyty zagrożone mają negatywny wplyw na wyniki i stabilnośc sektora bankowego, zwiększając tworzenie rezerw, udzielanie kredytów, a w poważniejszych przypadkach mogą doprowadzic do niewyplacalności instytucji finansowej. Sektor bankowy w Kosowie byl również bardzo ostrożny, jeśli chodzi o zarządzanie jakością portfela kredytowego, więc oprocentowanie tych pożyczek jest bardzo niskie, co sprawilo, że zaufanie do tego sektora jest jeszcze większe.Badania będą dotyczyly problemu kredytów zagrożonych poprzez model ekonometryczny, w którym uwzględniane są czynniki makroekonomiczne: PKB, inflacja, stopa bezrobocia i stopa procentowa, natomiast czynniki bankowe to ROEA, ROAA i CAR. Badania obejmują okres 2007-2019. Wyniki badań wykazaly, że inflacja i stopy procentowe mają wplyw na WKCE w sektorze bankowym w Kosowie.


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Product Details
  • ISBN-13: 9786202819992
  • Publisher: KS Omniscriptum Publishing
  • Publisher Imprint: Wydawnictwo Nasza Wiedza
  • Height: 229 mm
  • No of Pages: 72
  • Spine Width: 4 mm
  • Width: 152 mm
  • ISBN-10: 6202819995
  • Publisher Date: 14 Jan 2021
  • Binding: Paperback
  • Language: Polish
  • Returnable: N
  • Weight: 168 gr


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Wplyw czynników makroekonomicznych i bankowych na poziom NPL
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Wplyw czynników makroekonomicznych i bankowych na poziom NPL
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