Debt has ruined the lives of millions of Americans, but that doesn't mean you have to be one of them. There are ways to get out of tough financial situations, even if sometimes it seems hopeless and bleak. People have done it before you, and are continuing to do it right now. So why can't you? You can. Of course you can, you just don't know how yet. However, with the right guidance you can liberate yourself from the modern day slavery of debt. With the tools and explanations discussed in this book, you can learn more about how to keep yourself and your family debt free and enjoying life without unnecessary, constant stress. There are elements of fiscal responsibility that many people commonly overlook in the downward spiral of piling debt, but this book will cover everything you need to know and more. You'll learn about the most common reasons for how and why people get into debt, including debt traps that prey on unsuspecting victims, making you a wiser, more experienced spender and borrower over a course of days instead of years. After you understand what to look out for, you'll also learn about how debt can negatively affect your life. With a more thorough comprehension of the destructive elements of constant debt, you'll be more motivated to start planning your debt elimination strategy now instead of putting it off to tomorrow. Next, you'll learn the valuable how-to of debt elimination, including solving your current financial problems without resorting to more borrowing. A crucial lesson to be learned, this knowledge will keep you from relapsing into an even more perilous financial situation. You'll be armed with new tactics, allowing you to victoriously pull yourself up by your bootstraps. But that's not all - you'll also find out how to use a part-time job or start your own side business to boost income, learn strategies for selling items you no longer need in order to cut high interest debt at the knees, and budgeting and saving methods that can work for your lifestyle to get you out of the scalding red and into the cool black. Finally, this book will teach you ways to stay successful after you've achieved your debt elimination and savings goals. Being in debt can be nightmarish in and of itself, so staying clear of putting yourself back into a bad situation is absolutely key. You'll learn how and why you should keep working hard to keep your income high enough for your needs, as well as important techniques for keeping debt out of your life after kicking it like a bad habit. Don't suffer from debt and the awful consequences it can have on your life and the lives of those around you. You don't need to, because there's a way out - you can live debt and worry free. Start today, right now even, by learning the ways and means of eliminating debt and creating financial freedom for yourself. Live with the comfort of a positive cash flow, and win back the time and energy you need to focus on the things in life that matter. You can do it!