Your Retirement Budget by Dan Keppel Mba at Bookstore UAE
Your Retirement Budget

Your Retirement Budget


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About the Book

++HALF of us have less than $25,000 assets ++Inflation-adjusted wages are down 7% ++Millions had company pensions fail ++Fewer pre-retirees are able to afford to retire 57% of U.S. workers have less than $25,000 in total household savings and investments, excluding their homes. 28% said they have no confidence that they will have enough money to retire in comfort, the highest level in the 23-year history of the EBRI study. Only 66% report having any retirement savings, compared to 75% of workers in 2009. The share of total income going to the top 1 percent of earners rose to 23.5%, up from 8.9 % in 1976! During the same period, the average inflation-adjusted hourly wage declined by more than 7 percent. More than 1.47 million people receive their reduced pension checks from the US agency PBGC. Their company pensions failed. 44 million Americans have pension plans that may be at risk. pbgc.gov/ Social Security benefits may last to 2033. "In 2033, incoming revenue and trust fund resources will be insufficient to maintain payment of full benefits," Treasury Secretary Tim Geithner, said. "At that point there will only be enough money to cover about three-fourths of full benefits." Medical expenses in retirement may top $250,000 according to Fidelity. LTCi policies cost over $3,000 a year if you need one but they don't cover the full cost of care, averaging $87,235. Unless we test our retirement budget, we may not have a very comfortable retirement when we need it. Today you can make sure you are protected by creating a retirement budget. I will guide you through the process.
About the Author: Dan Keppel has been helping people find financial services that fit their lifestyles since working in a securities firm, an insurer, two banks and his own MoneyCoach service. His book, The Insiders' Guides to Buying Discount Financial Services: Buy Direct and Save $3,000 Every Year, shows you how, what and where to buy financial products like industry insiders do-directly from the highest rated companies for less. He edits TheInsidersGuides.com and was an adjunct at a local college. He lives in Montclair, NJ with his wife, daughter and two cats, Anu and Katze. Dan recently lost his Dad who he helped navigate years in two nursing homes.


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Product Details
  • ISBN-13: 9781483946481
  • Publisher: Createspace Independent Publishing Platform
  • Publisher Imprint: Createspace Independent Publishing Platform
  • Height: 229 mm
  • No of Pages: 202
  • Series Title: English
  • Sub Title: Investments, Income, Legacy
  • Width: 152 mm
  • ISBN-10: 1483946487
  • Publisher Date: 27 Mar 2013
  • Binding: Paperback
  • Language: English
  • Returnable: N
  • Spine Width: 11 mm
  • Weight: 326 gr


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